Country

Best Brokers in Germany

Germany is one of Europe’s largest investment markets, with strong consumer protection and a very competitive environment for ETF investing and savings plans.

Who this is best for

German investors who want low-cost investing, automated savings plans and brokers with strong local regulatory credibility.

  • Trade Republic is highlighted for savings plans and beginners
  • DEGIRO is positioned for low-cost investing
  • XTB is highlighted for stocks, ETFs and education
  • Interactive Brokers is mentioned for experienced investors
  • Scalable Capital is included as a popular German robo-advisor
BaFin Sparpläne ETFs

Key points

The Germany text says the country applies a flat 25% withholding tax plus solidarity surcharge on capital gains and dividends, with a saver’s allowance of €1,000 per year or €2,000 for couples.

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